![]() An "Associate" of a small business is defined as (i) n officer, director, owner of more than 20 percent of the equity, or key employee of the small business (ii) ny entity in which one or more individuals referred to in this definition owns or controls at least 20 percent and (iii) ny individual or entity in control of or controlled by the small business (except a Small Business Investment Company ("SBIC") licensed by SBA). In an asset or equity purchase transaction, lender should also review the purchase documents to make sure that the seller(s) does not remain an Associate of the borrower. Upon closing of a purchase transaction, the lender should obtain (i) copies of the assignments of the stock or membership certificates from the seller(s) to the borrower, (ii) copies of the cancelled stock or membership certificates of the seller(s) and (iii) copies of the newly issued stock or membership certificates in the name of the borrower. Next, the lender should review the purchase agreement to determine that the selling equity holders are selling all of their equity interests to either a non-equity holder or to one (1) existing equity holder, who will, upon closing, be the 100% owner of all the outstanding issued equity interests in the company. The lender must first look at the target company's books and records to determine the company's current authorized and issued equity interests (either shares or membership interests) and the current holders of those outstanding equity interests. It is important that an SBA lender properly investigate and document change of ownership. ![]() See SOP 50 10 5(B) Subpart B, Chapter 2, Paragraph IV, Section G. A complete change of ownership occurs when the Borrower purchases 100% of the ownership interest in the business (either by asset purchase or stock purchase) or an existing owner purchases the stock or membership interest of a selling owner or owners resulting in the purchaser owner owing 100% of the outstanding stock or membership interest. However, SBA 7(a) loan proceeds may be used to purchase business assets or interest that result in a complete change of ownership. Loan proceeds from a SBA 7(a) loan may not be used to purchase a portion of a business or a portion of another owner's interest in a business. David frequently travels to Washington, DC in his capacity as a NAGGL Board Member and as a small business owner, to assist the Agency and Congress in developing policies and proposals to advance the interests of SBA lenders and improve the delivery of financial assistance to small businesses. Small Business Administration assisting with the re-write of the SOP 50-10, and is currently devoting time to assisting the Agency with the revisions to the SOP 50-51. Additionally, David serves on NAGGL's Board of Directors, as one of two non-lender members of the Board, and has been honored for his contributions to the industry by being named NAGGL's Instructor of the Year and being asked to serve on NAGGL's Executive Committee.ĭavid was very involved working directly with the U.S. In addition to his law practice, David devotes countless hours to the National Association of Government Guaranteed Lenders ("NAGGL") as a developer and instructor for several of NAGGL's most popular courses, as a member of NAGGL's Technical Issues Committee, as a regular contributor of articles and insights to NAGGL's monthly newsletter, as a member of the District III Liaison Committee and as a frequent lecturer and moderator of roundtable discussions on the latest SBA lending and regulatory issues. David uses these skills on a daily basis to represent the interests of small businesses and the lenders that extend capital to the small business community. His peers have repeatedly voted him a "Super Lawyer" in Philadelphia magazine. Martindale-Hubbell gives David its highest rating of "AV" for his legal skill and ethics. David's skill as an attorney is of the highest caliber. In his practice, David represents and assists numerous small businesses and hundreds of lenders that participate in SBA's lending programs. David has been actively involved in SBA lending and has been helping lenders to document, close, service and liquidate SBA loans for over 20 years. David is the co-founder and Managing Partner of Starfield & Smith, P.C., a law firm specializing in SBA and government guaranteed commercial lending, SBA regulatory issues and general business consulting.
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![]() ![]() "Now that Carbon and Cocoa can co-exist in the same app, and now that making apps backwards-compatible with OS 9 is pretty much moot, I think we're going to see a lot more of the ?big boys' doing experiments with partial Cocoa apps - they've got huge codebases of Carbon, but there's no reason they can't do new parts of their apps in Cocoa, and save time, money, and effort." ![]() Pretty much every group inside Apple has now discovered the power of Cocoa (except, maybe, the sound guys, who still are writing Carbon-only APIs and Java code.). "I think it's notable that every Apple system app that ships with Jaguar is Cocoa based (except the Finder), whereas a huge number of the apps with 10.1 were Carbon. Our friend Wil Shipley at the Omni Group had some interesting comments about new development at the WWDC held in June. For instance, Intuit recently held a round of beta testing for its Quicken 2004 release with a relatively strong emphasis on Mac OS 9 compatibility. While it is undeniable that many major developers ? including Microsoft, Quark, Adobe and others ? are entirely shifting future production of major applications to Mac OS X, a number of firms have also pledged to support Mac OS 9 in new releases of cornerstone programs. Hence the term "protected memory" in Mac OS X. While Mac OS 9's "real" memory model ? opposed to Mac OS X's true virtual memory model ? is very fast, it also allows applications to write in each other's space manifesting conflicts and crashes. Even if there are no other processes needing the CPU, there is still some overhead with the interruption itself.Īlso, Mac OS 9 uses a completely different memory system when compared to Mac OS X. In a preemptive multitasking operating system like OS X, the process is interrupted many times a second. This means that a process has full control of the CPU and can use it until it makes a system call to give the CPU to another process if there is one waiting. One of the key differences that allows some applications to perform better in Mac OS 9 is that it is a cooperative multitasking operating system. ![]() ![]() C:\Program Files (x86)\Steam\steamapps\common\Sakura Dungeon\lib\darwin-x86_64\lib\python2.7\cStringIO.so.C:\Program Files (x86)\Steam\steamapps\common\Sakura Dungeon\lib\darwin-x86_64\lib\python2.7\cPickle.so.C:\Program Files (x86)\Steam\steamapps\common\Sakura Dungeon\lib\darwin-x86_64\lib\python2.7\bz2.so.C:\Program Files (x86)\Steam\steamapps\common\Sakura Dungeon\lib\darwin-x86_64\lib\python2.7\binascii.so.C:\Program Files (x86)\Steam\steamapps\common\Sakura Dungeon\lib\darwin-x86_64\lib\python2.7\array.so.C:\Program Files (x86)\Steam\steamapps\common\Sakura Dungeon\lib\darwin-x86_64\lib\python2.7\_struct.so.C:\Program Files (x86)\Steam\steamapps\common\Sakura Dungeon\lib\darwin-x86_64\lib\python2.7\_socket.so.C:\Program Files (x86)\Steam\steamapps\common\Sakura Dungeon\lib\darwin-x86_64\lib\python2.7\_sha512.so.C:\Program Files (x86)\Steam\steamapps\common\Sakura Dungeon\lib\darwin-x86_64\lib\python2.7\_sha256.so.C:\Program Files (x86)\Steam\steamapps\common\Sakura Dungeon\lib\darwin-x86_64\lib\python2.7\_sha.so.C:\Program Files (x86)\Steam\steamapps\common\Sakura Dungeon\lib\darwin-x86_64\lib\python2.7\_scproxy.so.C:\Program Files (x86)\Steam\steamapps\common\Sakura Dungeon\lib\darwin-x86_64\lib\python2.7\_Res.so.C:\Program Files (x86)\Steam\steamapps\common\Sakura Dungeon\lib\darwin-x86_64\lib\python2.7\_renpysteam.so.C:\Program Files (x86)\Steam\steamapps\common\Sakura Dungeon\lib\darwin-x86_64\lib\python2.7\_renpybidi.so.C:\Program Files (x86)\Steam\steamapps\common\Sakura Dungeon\lib\darwin-x86_64\lib\python2.7\_renpy.so.C:\Program Files (x86)\Steam\steamapps\common\Sakura Dungeon\lib\darwin-x86_64\lib\python2.7\_random.so.C:\Program Files (x86)\Steam\steamapps\common\Sakura Dungeon\lib\darwin-x86_64\lib\python2.7\_md5.so.C:\Program Files (x86)\Steam\steamapps\common\Sakura Dungeon\lib\darwin-x86_64\lib\python2.7\_locale.so.C:\Program Files (x86)\Steam\steamapps\common\Sakura Dungeon\lib\darwin-x86_64\lib\python2.7\_json.so.C:\Program Files (x86)\Steam\steamapps\common\Sakura Dungeon\lib\darwin-x86_64\lib\python2.7\_io.so.C:\Program Files (x86)\Steam\steamapps\common\Sakura Dungeon\lib\darwin-x86_64\lib\python2.7\_heapq.so. ![]() C:\Program Files (x86)\Steam\steamapps\common\Sakura Dungeon\lib\darwin-x86_64\lib\python2.7\_functools.so.C:\Program Files (x86)\Steam\steamapps\common\Sakura Dungeon\lib\darwin-x86_64\lib\python2.7\_File.so.C:\Program Files (x86)\Steam\steamapps\common\Sakura Dungeon\lib\darwin-x86_64\lib\python2.7\_ctypes.so.C:\Program Files (x86)\Steam\steamapps\common\Sakura Dungeon\lib\darwin-x86_64\lib\python2.7\_collections.so.C:\Program Files (x86)\Steam\steamapps\common\Sakura Dungeon\lib\darwin-x86_64\lib\python2.7\_bisect.so.C:\Program Files (x86)\Steam\steamapps\common\Sakura Dungeon\lib\darwin-x86_64\eggs\rsa-3.1.4-py2.7.egg.C:\Program Files (x86)\Steam\steamapps\common\Sakura Dungeon\lib\darwin-x86_64\eggs\pyasn1-0.1.7-py2.7.egg.C:\Program Files (x86)\Steam\steamapps\common\Sakura Dungeon\game\script_version.txt.C:\Program Files (x86)\Steam\steamapps\common\Sakura Dungeon\game\cache\screens.rpyb.C:\Program Files (x86)\Steam\steamapps\common\Sakura Dungeon\game\cache\pyanalysis.rpyb.C:\Program Files (x86)\Steam\steamapps\common\Sakura Dungeon\game\cache\bytecode.rpyb.C:\Program Files (x86)\Steam\steamapps\common\Sakura Dungeon\game\archive.rpa.C:\Program Files (x86)\Steam\steamapps\common\Sakura Dungeon\Game Manual.pdf.Generally, the following files remain on disk: C:\Program Files (x86)\Steam\steamapps\common\Sakura Dungeon.They occupy 1.25 MB ( 1308504 bytes) on disk.Ī considerable amount of files, folders and Windows registry data will not be removed when you are trying to remove Sakura Dungeon from your PC. The following executable files are contained in Sakura Dungeon. Note that you might get a notification for admin rights. The program's main executable file occupies 379.50 KB (388608 bytes) on disk and is titled sakura_dungeon.exe. Sakura Dungeon is frequently installed in the C:\Program Files (x86)\Steam\steamapps\common\Sakura Dungeon folder, but this location can differ a lot depending on the user's option when installing the application. You can remove Sakura Dungeon by clicking on the Start menu of Windows and pasting the command line C:\Program Files (x86)\Steam\steam.exe. A way to uninstall Sakura Dungeon from your systemThis page contains complete information on how to remove Sakura Dungeon for Windows. The Windows release was developed by Winged Cloud. Open here where you can find out more on Winged Cloud. More info about the app Sakura Dungeon can be found at. ![]() The solution is to tweak our learner model in school districts that help focus on not only our students’ ability but creating life-long learners ripe with intrinsic motivation (the most important of the effects of student choice). By understanding the causes of apathy and implementing strategies to address them, we can create a classroom environment that is conducive to learning and engagement. The good news is that apathetic students can be engaged, motivated, and empowered to take ownership of their own learning. ![]() Whatever the cause, apathetic students can be a real drain on a classroom and a real hindrance to the learning process. It can be caused by a variety of factors, including a lack of motivation, a lack of engagement with the material, or even a lack of belief in their own abilities. This apathy can manifest in a variety of ways, from students who refuse to participate in class discussions to those who simply tune out and refuse to do their work. The problem of apathetic students is not only a disappointment for the teacher but it is also a barrier to the student’s own development. These students, who seem disinterested and disengaged in their learning, can be a real challenge to reach and motivate. The number one way to do this is by establishing student choice in the classroom to demonstrate learning.Īs educators, we all know the feeling of frustration that comes with a classroom full of apathetic students. As teachers, we should turn this on its head and instead conduct our classes in a way that makes our students feel empowered. Without a sense of student ownership and student agency, our children are missing out on learning an essential skill they will take with them throughout their lives: initiative. From a psychological point of view, this micromanagement of the school day makes them feel powerless. It doesn’t matter if we’re looking at elementary schools, middle school, or high school students. Most of our students’ day-to-day activities are structured and controlled by others. This is a recipe for low student engagement. Whereas teachers have the responsibility of making sure that their students learn the specific curriculum and content material, it is creating a generation of students who don’t know how to take initiative and find out the answers to questions without specific directions to follow. As time marches forward in education, we are finding that students are becoming micromanaged to a fault. ![]() 95% Of their line up is proudly produced in Germany to ensure they have an excellent control over their quality standards. What ever job it is, they have the right tools for it.īlackriver doesn't cut corners when it comes to quality. Blackriver proudly hosts Berlinwood fingerboards which are some of the best wooden decks available on the market, their own professional quality trucks, grip, and even wheels with real bearings. They believe everyone who fingerboards should have the right set up to have the most enjoyment out of the activity. These contests have become wildly popular throughout the years to the point where contestants will fly overseas just to fingerboard! Blackriver has captured the hearts of the fingerskate community and has dazzled it ever since.Īpart from ramps, Blackriver has created an amazing array of fingerboard products appropriate for beginners all the way to the experts. ![]() They have everything from local contests to world championships. Blackriver has made countless obstacles that has allowed endless possibilities of tricks and let the imaginations of skaters run wild.īlackriver has been keen on expanding fingerboarding. Fingerboarding has brought the magic and fun of skateboarding to skaters and skate enthusiasts on dark drizzly days. The one thing you cannot call it is boring. Call it a finger sport, a hobby, a toy or whatever you like. In 1999 Blackriver made those dreams into a reality.
Koki Riley covers LSU sports for The Daily Advertiser. A Comet tank of 11th Armoured Division passes the camp gate at Bergen Belsen concentration camp, 15 April 1945. LSU BASEBALL INJURY UPDATES: LSU baseball: Injury updates on Tommy 'Tanks' White, Garrett Edwards and Paxton Kling LSU baseball score vs. ![]() LSU BASEBALL FALLS TO NICHOLLS: LSU baseball loses second consecutive midweek game in shocking defeat to Nicholls StateĬHASE SHORES OUT FOR THE YEAR: Chase Shores, top LSU baseball freshman pitcher, out for the year with torn UCL Hurd closed out the game, as he didn't allow a hitter to reach in 1⅔ innings pitched.Īlabama (30-14, 9-11) had won four straight games before Friday, sweeping Missouri last weekend and beating Samford on Tuesday. Relievers Sam Dutton, Javen Coleman, Blake Money, Nate Ackenhausen, Gavin Guidry, Riley Cooper and Thatcher Hurd combined to strikeout eight batters without allowing an extra-base hit. Comet Tank - The Tank Museum, Bovington High Flight 42.6K subscribers Subscribe 8K views 3 years ago THE TANK MUSEUM The Tank Museum's Comet Mk.1 tank, displaying in the arena during. The COMET FLOW TANK is an ideal partner for yoga, hot weather running, or indoor sports with minimal coverage, a superlight fabric, and odor resisting treatment. But the bullpen picked him up, only surrendering two earned runs and three hits in 6⅓ innings pitched. Meet the A34 Comet Tank Sofilein 133K subscribers Join Subscribe 1. Starting pitcher Ty Floyd struggled, allowing six earned runs in 2⅔ innings pitched. ![]() ![]() View Gallery: See photos as LSU Tigers take on the Kentucky Wildcats at Alex Box Stadium in Baton Rouge, La “Fast Clean” tool to automatically detect and clean duplicate files instantlyĬlean My Photos is one of the best duplicate photo cleaner apps for iPhone.Review iPhone system storage in dashboard.Detect and merge identical contacts on iPhone.Delete duplicate and unnecessary screenshots, burst photos, blurry images, etc.Best app to find duplicate photos and remove them.You can then select, choose to keep, or remove from the findings and free up your storage space on iPhone, making it the best of free duplicate photo cleaner apps. It means you touch a single button, and the cleaner tool finds junk and duplicate files instantly. In addition, the app comes with a Fast Clean feature. It can also merge duplicate contacts to help organize your address book better. Whether you have duplicate contacts, invalid numbers, or contacts without names, Cleaner for iPhone can find and fix them all. ![]() ![]() On the other hand, this duplicate photo finder app can also merge and remove similar iPhone contacts. After listing the duplicates, it lets you choose the photos you want to keep or remove, all manually. Its duplicate file finder tool is accurate in searching for both photos, videos, burst shoots, accidental pictures, and so on. Here are the best free duplicate photo cleaner apps for iPhone in 2023Ĭleaner for iPhone is the number one app on this list due to the versatility and precision it offers. ![]() A Louisiana man has been freed after being in prison for 12 years for a. When the deputy arrived, he learned Murphy McComack had asked to use the restroom and walked out of the emergency room area and was nowhere to be found, according to authorities.Īround 11:07 a.m., police found Murphy McComack near the hospital and detained her, authorities said. She was arrested on suspicion of escaping from custody in addition to her previous charges and taken back to county jail. OctoA domestic violence suspect is facing additional charges after police said he tried to escape from custody through a hospital ceiling. In 1985, she tried again to leave, injuring a correctional officer in the 2 days. Medical personnel at the jail gave Murphy McComack medical aid before she was taken by ambulance to Ventura County Medical Center for additional treatment, police said.Ī deputy from the Ventura County Sheriff's Office was dispatched to the hospital to provide security while Murphy McComack was there to be treated. San Diego Police said the inmate, identified as. At 9:30 a.m., jail officials reported Sarah Beth Murphy. ![]() Murphy McComack had been in custody since Wednesday on suspicion of grand theft, possession of burglary tools and providing false information to officers, authorities said. SAN DIEGO (KGTV) An inmate was arrested Monday in the College Area after trying to escape out a third-floor window of a hospital. 0:45 VENTURA - A Ventura County jail inmate tried to walk away during a hospital visit Saturday morning, authorities said. VENTURA - A Ventura County jail inmate tried to walk away during a hospital visit Saturday morning, authorities said.Īt 9:30 a.m., jail officials reported Sarah Beth Murphy McComack, 33, of Ventura, showed symptoms of a medical emergency while incarcerated. Last week, a jail inmate being treated at Palmer Lutheran Health Center in West Union, Iowa, shot and wounded a sheriff’s deputy before turning the gun on himself in a failed escape attempt. ![]() “You prove that it is possible to run some part of the world, even if it’s just one,” said Taihuttu, with a Jack Daniel’s and Coke in hand. ![]() He has goals to turn Meia Praia, the beach where Bam Bam is located, into “Bitcoin Beach.” He is shopping for property to create a community nearby for fellow believers. ![]() This summer, he settled in Portugal and quickly became something of an ambassador for its crypto scene. A documentary film crew has followed him on and off for the past 18 months. They called themselves “the Bitcoin Family.”Īs news outlets covered his family’s story, Taihuttu’s social media following swelled, turning him into an influencer and a source of investment advice. With his wife and three daughters, who have not received any formal schooling since 2017, he then traveled to 40 countries, chronicling every step on social media. At the time, the price of a single bitcoin was about $900, versus about $19,000 today. In 2017, he sold nearly all of his belongings in the Netherlands to invest in bitcoin. Many in Lagos, inspired by Taihuttu, 44, have made their way to Bam Bam bar. Using money made when the values of digital currencies soared over the past few years, this group has made Portugal a base. The finance ministry declined to comment on its plans.įor now, Portugal remains popular with the optimists and amateur traders who are trying to use their crypto investments to travel and live without a traditional job. In May, Fernando Medina, the finance minister, said the government was considering taxing crypto earnings like regular income and “intends to legislate on this matter.” A decision could come next month when Portugal releases its annual budget. Yet the Portuguese government may throw a wrench in the country’s status as a crypto hub. “Portugal should be the Silicon Valley of bitcoin,” Taihuttu said. Lisbon, the capital, has become a hub for crypto-related startups such as Utrust, a cryptocurrency payment platform, and Immunefi, a company that identifies security vulnerabilities in decentralized networks. In beach towns like Ericeira and Lagos, shops and restaurants show their acceptance of digital currencies by taking bitcoin as payment. (The sales were previously reported by .) Vanguard Properties, a real estate company in Portugal, said it had sold at least 10 luxury homes to “crypto families” since last year. It helps that the weather is beautiful, the cost of living low and there is an easy path to residency. Many crypto supporters flocked to the country because the government does not tax profits made from the virtual currencies, unlike Italy and France. In Europe, Portugal has stood out as one of the largest hubs for crypto investors and enthusiasts. ![]() ![]() ![]() Its developers have not published the new features of the app.New features of the latest version of TextNow APK However, you can use a VPN app to access it from another location. Finally, it should be noted that this service is only available in certain countries, such as the United States and Canada. There are also surcharges for calls to users who do not use the app or to foreign countries, although the prices are quite low. In this case, it is the number of ads you will have to watch, but that also has a solution, you can opt for the paid version. Possibility to add your signature to messages.Different ringtones for calls and notifications. How to Play TextNow on PC -Download and Install MuMu Player Android Emulator.Complete Google sign-in to access the Play Store, or do it later. Wide range of emoticons for text messages. Download and install BlueStacks on your PC.Messaging with support for multimedia files.Unlimited and free voice calls with other users.Activities proposed by the app to earn credits.Possibility of sending and receiving calls.These are the main features offered by this app once you download TextNow Android: It also lets you have an additional telephone number chosen by the user, something that can be very useful for separating, for example, personal communications from professional communications. All you need is an active data connection or access to a wifi network as it uses the internet to function, but it allows you to call any operator, whether or not the person has the app installed on their phone. This app lets you make phone calls and send text messages free of charge. Save money on your calls and text messages Launching iTunes on Mac, go to My Music tab in Music and set the view to. Furthermore, if you download TextNow Android you'll have the chance to choose your own virtual phone number to make those calls and send those messages. Download the TextNow app and get a second phone number - with the area code of. And among all these, we have the one offered by TextNow APK, an app that lets you make calls and send unlimited SMS messages and, best of all, for free. When the internet came to mobile phones, it also brought a series of alternatives to the classic SMS messages and phone calls, such as instant messaging apps or voice calls using the VoIP protocol that already existed on PCs. |